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Understand your portfolio — fundamentals, dividends & tax, privacy-first.

Planfolio is a privacy-first iOS portfolio tracker for self-directed investors. It imports holdings directly from major EU and US brokers, then goes beyond balances — fundamental analysis on every position, full dividend tracking, and German + US tax intelligence. All data is encrypted on-device.

Launching June 10, 2026 Brand assets Contact

At a glance

Name
Planfolio
Category
Personal Finance / Investing
Platform
iOS (iPhone)
Launch date
June 10, 2026
Price
14-day free trial · Pro $9.99/mo or $79.99/yr · lifetime free tier with limited functionality
Privacy
On-device end-to-end encryption · no ads · data never sold
Company
Surplexic GmbH, Frankfurt am Main, Germany
Markets
Europe + US

About Planfolio

Most portfolio trackers answer "how much do I have?" Planfolio answers "is what I own actually good?" Built by a solo founder after a decade of investing across multiple brokers and a fragile hand-built spreadsheet, Planfolio imports statements from DeGiro, Trade Republic, ING, Charles Schwab, Fidelity and more — parsing them on-device and encrypting before anything reaches the backend.

On top of multi-broker aggregation it adds fundamental analysis with context, dividend tracking and a calendar, and tax intelligence for Germany and the US. Privacy-first by architecture: encrypted on-device, no ads, your data is never sold.

The story

About 10 years ago Philipp made his first stock purchase, eventually spreading a portfolio across DeGiro and Trade Republic. When he tried to understand what he actually owned, no tracker could tell him — they showed balances, not whether a company was any good, and most wanted his full broker history on servers he didn't trust. After a hand-maintained spreadsheet kept breaking, he built the app he couldn't find: Planfolio. The design constraint that shaped everything — broker imports are parsed on-device and encrypted before they touch the backend, so the keys never leave the user's phone and even the founder can't read their data.

Key features

Multi-broker import

14 brokers incl. DeGiro, Trade Republic, ING, DKB, Comdirect, Scalable Capital (EU) and Charles Schwab, Fidelity, E*TRADE, Robinhood, Vanguard, Interactive Brokers (US), plus manual entry.

Fundamental analysis with context

Quality scores and key ratios compared against the industry and a stock's own history — because a P/E means nothing in isolation.

Dividend tracking

Yield, a dividend calendar, and projected income across all your holdings.

Tax intelligence

German (incl. Vorabpauschale) and US tax handling; FX correctly reflected in KPIs for foreign-currency holdings.

Privacy-first by architecture

Broker imports are parsed on-device and encrypted before they reach the backend. Keys never leave the device — even the founder can't read your data.

Click to enlarge. Full-resolution PNGs are in the ZIP.

Founder

Philipp Heinemann is the solo founder and developer of Planfolio. A long-time self-directed investor, he built Planfolio after a decade of frustration with trackers that showed balances but never whether his holdings were any good — and that asked him to trust third parties with his full financial history. He designed Planfolio around on-device encryption so that even he can't read users' data.

Brand assets

Logo

Please don't recolor, stretch, or add effects to the logo.

Brand colors

Cyan
#00E5FF
Teal
#64FFDA
Gold
#D4AF37
Surface
#000000

Need the full asset bundle (logos, screenshots, demo reels)? Email info@surplexic.com and we'll send a link.

Press contact

info@surplexic.com
Surplexic GmbH · Frankfurt am Main, Germany
planfolio.io

Planfolio is an information tool, not investment advice.